Public Adjusting Services
From a small roof leak to a major catastrophe, if your home or business has suffered fire, water, wind or any other damage that requires an insurance claim, we can help guide you through the process to get the settlement you deserve. Here are a few of the services we provide when you hire us to represent you.
Initial Inspection
When you contact us, the first thing we will do is inspect your property. If you have wind damage to your roof, we will also inspect the interior of your home to determine if there is any water damage. We are experts at dealing with property damage and may uncover issues you didn’t notice. This will help make sure you receive your full benefits when filing your insurance claim.
Evaluate Damages
Next, we will evaluate the extent of the damage, including assessing what can be repaired and what needs to be replaced. We have over 25 years in the insurance industry and know what to look for to bring your property back to its pre-damaged state. After we know the extent of the damages, we can even report the claim to the insurance company for you.
Prepare an Estimate
After we inspect the damages, we will prepare an estimate using a sophisticated, constantly updated software called Xactimate. Most insurance companies and contractors also use Xactimate making it the industry standard. We are experts at using Xactimate the right way to include the proper estimating techniques instead of insurance company guidelines.
Provide Contractor Referrals
Every type of claim is different. A water damage claim may need an emergency dry out company or a mold remediator. A roof claim may need immediate temporary repairs or tarping. Our public adjusters have a network of reliable contractors, roofers, mold remediators and water extraction companies we can recommend depending on your specific needs.
Assist with Documentation
When it comes to filing a property insurance claim, it’s important to have as much documentation as possible. Your public adjuster will help you gather and organize receipts, invoices from contractors, emergency service providers, mold remediators, appraisers or any other records that will help support your claim.
Communication and Negotiation
We are experts in the language of insurance policies and know how to submit initial and supplemental claims. We will submit a detailed claim with all the information needed to settle things quickly and fairly. We will negotiate with your insurance company to ensure you are treated fairly and get the full compensation you deserve.